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CDFIs, or Community Development Financial Institutions, are private financial institutions that are dedicated to delivering affordable lending to help low-income, low-wealth, and other disadvantaged people and communities. CDFIs help small businesses by providing loans, investments, and services to entrepreneurs, startups, and small businesses that may not qualify for traditional financing. To become certified as a CDFI, an organization must have a primary mission of promoting community development, serve a target market, provide development services, maintain accountability to the target market, and be a non-governmental entity. Key requirements to obtain financing from a CDFI as a small business include being located in an eligible low-income area, being unable to obtain traditional financing, and having a sound business plan and strategy for using the loan proceeds. CDFIs can be an important source of capital for small businesses and startups in disadvantaged communities.